Housing voucher for internally displaced persons: how to apply and reserve funds

Katerina Melnychenko
Katerina Melnychenko Deputy Editor-in-Chief
Housing voucher for internally displaced persons: how to apply and reserve funds
Illustration of the start of the booking process for housing vouchers for internally displaced persons from the temporarily occupied territories
In Ukraine, it is now possible to reserve funds via housing vouchers for internally displaced persons from the temporarily occupied territories under the e-Recovery programme. In the first phase, 3,300 families whose applications have already been approved by the commissions will be able to use vouchers worth 2 million hryvnias.

The Ministry of Community and Territorial Development has published a step-by-step guide to the scheme.

In Ukraine, the process of reserving funds for housing vouchers for internally displaced persons from temporarily occupied territories has begun.

This is part of the e-Recovery programme – “Housing for internally displaced persons from temporarily occupied territories”.

Ukrainians with combatant status or those with war-related disabilities are eligible to use the service.

These are people who were forced to leave their homes in the temporarily occupied territories due to Russian aggression.

At this stage, 3,300 such families will be able to use a housing voucher worth 2 million UAH.

It is important to note that this opportunity is available specifically to those beneficiaries whose applications have already been approved by the commissions.

Applications to reserve funds can be submitted via the Diya app.

The programme is operated by Ukrposhta.

After submitting the application, Ukrposhta checks the availability of funding.

If funds are available, the applicant will receive a notification of successful reservation within 5 days.

If funding is temporarily unavailable, the application is placed in an electronic queue.

The housing voucher can be used to purchase a flat or a house.

It also allows you to invest in housing construction.

Furthermore, the voucher can be used for a mortgage deposit or to repay part of a housing loan.

It is also possible for several voucher holders to purchase a property jointly.

In such cases, it is recommended that the funds be reserved simultaneously.

Once the funds have been reserved, the person has 60 days to sign a property purchase agreement with any notary.

The notary checks the property the applicant plans to purchase, registers the agreement and enters the details into the Register of Damaged and Destroyed Property.

The funds are reserved for this period.

If the contract is not concluded within 60 days, the reservation is cancelled.

In this case, the funds are returned to the programme operator’s account and will be allocated to the next applicants in the queue.

You can reapply for funding.

What is a housing voucher

A housing voucher is a document confirming the state’s guarantee to finance the purchase of a home up to a specified amount.

The voucher is generated automatically following the commission’s approval of the decision to grant assistance.

It is then entered into the Register of Damaged and Destroyed Property.

The voucher is valid for 5 years.

Housing purchased using a voucher cannot be sold for 5 years.

Following a positive decision by the commission, the applicant must wait for the voucher to be generated in the Diya app.

It is also via the app that an application for the reservation of funds is submitted.

In due course, this option will become available to applicants who submit applications independently via the Diya portal, a Public Service Centre (PSC) or a notary.

The order of funding is determined by the date and time of submission of the application for reservation.

How to use the funds

The first step is to submit a request to reserve funds via the Diya app.

In future, it will also be possible to submit such a request via the Diya portal, a CSC or a notary.

The second step is for the programme operator to check the availability of funding.

This function is performed by Ukrposhta.

Step three – confirmation of the reservation.

If funds are available, the applicant will receive a notification of successful reservation within 5 days.

If funding is temporarily unavailable, the application is placed in an electronic queue.

Step four – finalising the agreement.

After reserving the funds, the applicant has 60 days to sign a property purchase agreement with a solicitor.

If a person plans to use the voucher as a deposit for a mortgage or to repay a loan, they must first contact the bank and then the notary.

The bank must approve the loan and the use of the voucher as a source of payment.

This is important because the funds will come not from the borrower but from the state via Ukrposhta.

Step five – transfer of funds.

Ukrposhta receives a request to transfer funds in accordance with the agreement.

The money is transferred to the account of the property seller or the lending bank in accordance with the terms of the sale and purchase agreement or mortgage agreement.

Programme funding

The state budget allocates approximately 6.6 billion UAH to provide housing for internally displaced persons from temporarily occupied territories.

The programme will also be partially funded by a loan from the Council of Europe Development Bank.

This amounts to around €80 million, or approximately 3.9 billion UAH.

In addition, work is ongoing to secure additional funding from budgetary resources and international partners.

A new component of the e-Recovery programme, “Housing for internally displaced persons from temporarily occupied territories”, began operations on 1 December 2025.

Applications for housing vouchers opened at that time.

As reported by ThePublic, IDP payments in 2026: what will change for displaced persons

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